Mortgage Reduction Strategies

Lets face it, there are so many mortgage reduction strategies on the market that it can be almost impossible to pick one, much less knowing which are scams and which are legit.

Sydney Financial Group is dedicated to bringing you the information you need to decide from amongst the various mortgage reduction strategies available. While we believe that our Mortgage Checking Account is the best choice out of the various mortgage reduction strategies, we provide you with the information you need to make an informed decision.

The following chart compares the various mortgage reduction strategies with our own Mortgage Checking Account:

	Mortgage Checking Account by Sydney Financial Group	Money Merge Account (MMA) by United First Financial	Home Ownership Accelerator by CMG Financial Services	Macquarie Asset Manager by Macquarie	Traditional Mortgage Accelerator by Various Institutions	Traditional Checking and Mortgage by Various Institutions
Is this method based on the Australian Mortgage reduction strategies? ( See a VIDEO that explains the Australian Mortgage reduction strategies )	YES Would you like a Sydney Financial Group representative to further explain the advantages of the Australian Mortgage reduction strategies? Click Here >>	YES	YES	YES	NO	NO
How much can you save through these mortgage reduction strategies?	Depending on your circumstances, you can save tens, or even hundreds of thousands of dollars and cut years off of your mortgage.	Depending on your circumstances, you can save tens, or even hundreds of thousands of dollars and cut years off of your mortgage.	You *may* be able to save tens of thousands of dollars. However, it could also cost you tens of thousands of dollars. ALERT: The CMG Home Ownership Accelerator requires you to redo your first mortgage at a much higher interest rate. Unless you put a LOT of extra money towards your house each month, this will cost you more money than doing nothing at all. Here is a Detailed Explanation >>	You *may* be able to save tens of thousands of dollars. However, it could also cost you tens of thousands of dollars. ALERT: The Macquarie Asset Manager requires you to redo your first mortgage at a much higher interest rate. Unless you put a LOT of extra money towards your house each month, this will cost you more money than doing nothing at all. Here is a Detailed Explanation >>	Bi-weekly or other mortgage accelerators can save you a few thousand dollars. They are better than doing nothing at all, but fall clearly short of Australian Mortgage concept. See a VIDEO that explains the Australian Mortgage concept here >>	You will save nothing with this method. You will end up paying the most interest by just using a traditional checking account and mortgage (though the CMG and Macquarie programs *can* cost you more).
What type of company provides these mortgage reduction strategies?	Sydney Financial Group is a Mortgage Broker in the United States who specializes in the Australian Mortgage concept. The Australian Mortgage concept requires a Home Equity Line of Credit (HELOC). Since Sydney Financial Group is a Mortgage Broker, they can help you find the right kind of HELOC that works best with the Australian Mortgage concept. Not all HELOCs are the same. It is important to get the right kind to maximize your savings.	Alert: United First Financial is a Multi-level Marketing Company--similar to Amway or NuSkin. If you enjoy multi-level marketing, UFF may be the best choice for you. Alert: The Australian Mortgage concept requires a Home Equity Line of Credit (HELOC). United First Financial is NOT a Mortgage Broker, so they cannot help you get a HELOC. You are left to try and get the right kind of HELOC on your own.	CMG Financial Services is a Mortgage Broker who offers a variety of excellent traditional mortgage products. Unfortunately, CMG doesn't offer a modified version of the Australian Mortgage concept. They only offer the "true" Australian Mortgage. To see a detailed explanation of why a modified Australian Mortgage is necessary in the United States, Click Here >>	Macquarie Mortgages USA is a Mortgage Broker who specializes in the "true" Australian mortgage. Unfortunately, this method does not work very well in the United States. To read a detailed explanation of why a modified Australian Mortgage is necessary in the United States, Click Here >>	There are a variety of companies that offer debt consolidation and mortgage acceleration services. Many are reputable institutions. They can't help you pay off your mortgage as quickly as you can with the Australian Mortgage concept, but they are better than nothing.	Obviously your local banks and financial institutions offer a variety of checking accounts and traditional mortgage options.
What happens to your current mortgage?	With a Mortgage Checking Account from Sydney Financial Group, your first mortgage stays intact. Since Sydney Financial Group is a Mortgage Broker, they can help you refinance your first mortgage if you have an interest rate that is higher than it needs to be. However, many people already have a good interest rate, so their first mortgage is left alone.	With a Money Merge Account from UFF, your first mortgage stays intact. United First Financial is NOT a Mortgage Broker, so they cannot help you with your first mortgage even if it would be advantageous to refinance it with a lower interest rate.	With CMG, your current mortgage is replaced with a first-position Home Equity Line of Credit (HELOC). HELOCs always have interest rates that are several points higher than traditional mortgages. As a result, with CMG, the extra interest you pay on your mortgage will wipe out much of the good that the Australian Mortgage concept can do for you.	With Macquarie, your current mortgage is replaced with a first-position Home Equity Line of Credit (HELOC). HELOCs always have interest rates that are several points higher than traditional mortgages. As a result, with Macquarie, the extra interest you pay on your mortgage will wipe out much of the good that the Australian Mortgage concept can do for you.	Nothing happens to your current mortgage. You simply pay more towards the principal and/or pay the principal sooner than you otherwise would.	Nothing.
What are the risks?	A Home Equity Line of Credit (HELOC) is required to apply the Australian Mortgage concept in the United States. While it gives you the power to pay off your home faster, it also gives you access to more money. If you are the type who can't have a credit card because you always max it out, you could get further into debt with a Mortgage Checking Account.	A Home Equity Line of Credit (HELOC) is required to apply the Australian Mortgage concept in the United States. While it gives you the power to pay off your home faster, it also gives you access to more money. If you are the type who can't have a credit card because you always max it out, you could get further into debt with a Money Merge Account.	You need extra money each month just to break even. If you don't have a lot of extra disposable income each month, you will pay a lot more in interest than you are currently paying.	You need extra money each month just to break even. If you don't have a lot of extra disposable income each month, you will pay a lot more in interest than you are currently paying.	You don't stand to lose much with most traditional mortgage acceleration programs. Of course, you don't stand to gain very much, either.	You will pay a lot more interest and for many more years than you need to.
Extra Benefits	In addition to the Mortgage Checking Account, Sydney Financial Group includes a free financial training seminar and free lifetime access to in-house financial advisors.	None.	None.	None.	Extra benefits depend on the institution you choose to work with.	Extra benefits depend on the institution you choose to work with.

Selecting from amongs so many mortgage reduction strategies can be a challenge, even with the above information. We are here to help you sort through the mortgage reduction strategies and pick the one that is best for you.